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5 Secrets Car Accident Victims Need To Know

If you have been in a car wreck caused by someone else's negligence, you must use caution in order to protect your claim for compensation. Here are 5 secrets that can help you as you begin the process:

1. Settlement Offers Start Low

Insurance companies thrive by paying out as little as possible to car crash victims. Settlement offers tend to start low. Victims often accept the first offer, unaware that it may be far less than they are actually entitled to. Use caution before accepting an offer, because once you sign off you will not be able to go back and request more if the compensation runs out before your medical bills are paid.

2. Insurance Adjusters Are Not On Your Side

Just as insurance companies thrive by paying out as little as possible, insurance adjusters are rewarded for fulfilling that agenda. They often act friendly. They may swoop in while you are still recovering and say they want to help. At the end of the day, they are employed by a company that has no stake in your health and wellbeing. Be careful what you say to an adjuster, as it may be used to minimize your claim. Be aware that you have no obligation to talk to the adjuster.

3. You Are Entitled To Compensation For More Than Just Medical Bills

You may be entitled to compensation for all medical bills associated with your car crash injury. This includes any future medical appointments or procedures. You may be entitled to compensation for past and future lost wages. You may also be entitled to compensation for the pain and suffering you have experienced because of the auto accident. Depending on the situation, you may be entitled to other compensation as well.

4. Skipping Follow-Up Appointments Can Hurt Your Claim

Remember that insurance companies look for any way possible to diminish claims. If you skip follow-up appointments with your doctor, miss physical therapy sessions or reschedule surgeries, the insurance company may point to it as evidence that you are not as severely injured as you claim to be. Do not give the insurance company ammunition.

5. You Can Talk To An Attorney For Free

One of the benefits of working with an attorney is that the attorney will be able to ascertain exactly how much compensation you should be paid and can tell you if the insurance company's settlement offer is too low. An attorney can also communicate with the insurance adjuster on your behalf, saving you time and stress, while preventing you from being taken advantage of. An attorney can provide you guidance in the steps you need to take to protect your auto accident claim and get the money you need to move forward.

People worry about the cost of hiring a lawyer. At the Law Offices of Vickers & White, PLLC, we begin all personal injury claims with a free consultation. We handle these cases on a contingency fee basis, which means you don't pay any attorney fees unless and until we obtain compensation in your case.

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